How to Write a Professional Resume On Resume

How to Write a Professional Resume On ResumeWriting a professional profile on resume is one of the most important ways of drawing in more job seekers. To be able to write a professional resume, it is very important to have a clear knowledge about the industry and how to describe your experiences and achievements accurately. In this article, we will give you some tips to help you.There are different types of resumes available in the market these days. In order to get one, you need to put together your experience and knowledge in the certain industry or field. For example, if you want to apply for a bank loan, you should understand that different bank loans are applied for in different steps which depend on the applicant's skills and abilities.So, instead of writing a resume for any company, you can simply state what you have done at the end. Most of the job seekers today know that a resume is actually a summary of all the events that have been done during your stay at the company. Thu s, a professional resume must start with what you have done so far, as well as a description of the events which may be connected to this.Apart from this, it is also important to have a realistic look at your real life experience. Try to use facts rather than anything that is an exaggeration. After all, you need to attract more job seekers to your resume.Furthermore, ensure that the resume has a unique value. That is, in order to attract more applicants, you should always keep it interesting with your achievements and responsibilities. Never try to sound more impressive or boastful.Finally, make sure that your resume is short and concise. People who do not like too much text in their resume, can consider resuming to what they did in college or attending university and joining a company. With this, you can get a bigger perspective on how you have improved over the years.As mentioned, writing an excellent resume is an art form. It needs a lot of time and effort. However, if you practi ce and spend some time each day writing a professional resume, you can definitely get more jobs.

Personal Finance Skills Budgeting, Investing, Undestanding Taxes, Job Interviews, Goal Setting

Personal Finance Skills Budgeting, Investing, Undestanding Taxes, Job Interviews, Goal Setting As I reflect back on my years in high school and even college, one thing has become readily apparent: learning about the many facets of financial management wasn’t part of the plan. Admittedly, the constraints on the education system these days are tremendous. Veritably every parent has an idea of what their child should be learning in school. But, when push comes to shove, America’s kids are woefully unprepared for the real world when they graduate with respect to their financial knowledge. A financial literacy survey conducted by the Financial Industry Regulation Authority, or FINRA, that was released last year demonstrates just how much trouble our nation’s young adults could be in when it comes to their finances. The five-question survey covered relatively basic topics such as interest, savings, and investments. A passing score was considered four or five questions out of five answered correctly. Less than a quarter of millennials aged 18 to 34 passed the quiz. Arguably a lot of these issues could be solved if they taught basic life skills in school as it relates to our everyday finances. Here are six things that I should have learned when I was in school, but didn’t until after I graduated and sought the answers out for myself. 1. How to balance a budget In terms of basic money management skills, nothing is more critical than understanding your cash flow. Most people have a pretty good bead on how much money is coming in via paychecks, but when you ask them where their money went by the end of the pay period you’re liable to get a shoulder shrug. Students in school should be taught early and often about the basics of keeping a record of their financial transactions. This means recording cash flow into and out of a checking account, and understanding how to properly formulate a budget. Operating on a budget will teach critical money management skills that should allow students to save money and not live paycheck to paycheck â€" something that could come in handy if they graduate with student loan debt or don’t land their dream job right out of high school or college. 2. How to manage credit Another financial nugget of wisdom not being taught in schools is the concept of credit, credit scores, and how lending rates can affect our financial decisions. Not understanding your credit score, or what goes into the makings of a credit score, can be a big problem. In general, your credit score is the single most important component that will determine whether or not a financial institution will lend to you. It’s also a determinant of what interest rate you’ll qualify for. The higher your credit score, the more favorable the lending rate, and the more financial institutions are likely to compete to obtain your business (which could further lower your lending rate). Along those same lines, it’s imperative today’s youth understand the concept of interest and how dangerous making minimum payments on a credit card can be. According to a 2011 Harvard study by Dennis Campbell that looked at Affinity Plus Federal Credit Union’s 30,000+ member portfolio of credit card holders, a mere 8% of members were on track to pay off their credit cards in 36 months (three years) or less. This means more than nine out of 10 cardholders are in danger of paying substantial interest fees over the life of their debt. 3. How to invest for retirement It’s not only important that schools teach kids how to save and manage their credit profile, but it’s equally important that they teach students how to invest for their future. A Money Pulse survey from Bankrate in April showed that, for adults under the age of 30, only 26% owned stock. That might not seem like a terrifying figure, but with time and compounding being the best friend of the long-term investor, it could really put millennials in a tough bind come retirement. The reason is the stock market has historically returned 7% per year. Comparatively, next to bonds, CDs, money market accounts, savings accounts, and metals, it’s been the greatest long-term creator of wealth. Other investment vehicles may not even outpace the rate of inflation, resulting in real money losses. On top of understanding their basic investment options, students should also be introduced to common tax-advantaged retirement vehicles like IRAs and 401(k)s, and they should leave school with a basic understanding of what Social Security and Medicare cover and how these entitlement programs could affect them before and after retirement. 4. How taxes affect us Who here remembers getting their first paycheck and feeling dumbfounded at all the deductions that were taken out? I (vaguely) remember I did because I wasn’t taught about the basics of taxes â€" why we pay them and who benefits from our tax payments â€" in school. Since all working Americans pay taxes, all students should be taught some tax basics. They should understand how much we pay in payroll taxes, and ultimately how those payroll taxes get funneled into the Social Security program. Students should also understand why federal income taxes, state income taxes, and Medicare taxes exist, and be prepared to estimate how much of their paycheck may wind up being taken out to cover taxes. Understanding how much you’ll pay annually, monthly, or weekly in taxes is another component to proper budgeting. 5. How to market yourself and interview for a job I’m not exactly sure how schools get away without teaching this, but at no point during my tenure in high school and college was I ever taught the basics of developing a resume, how to market myself, or how to be interviewed by a prospective employer. In my opinion, these real-world situations should be at the top of the list of what we’re teaching in school. Throughout high school we should be teaching students the skills necessary to land a well-paying job. These include how to prepare a resume and highlight their strengths, how to find and apply for a job, how to successfully interview and sell their strengths in person, and also how to negotiate contracts and/or their salary. Without these basic tools, millennials and generation Z could wind up being underpaid and/or underemployed. 6. How to set goals Finally, schools need to do a better job of teaching students about goals and goal-setting. Understandably goal-setting sometimes involves more than just your finances. Taking a European vacation, owning a beach house in Florida, or being married with two kids and a white picket fence by the age of 35, are all examples of potentially lofty goals. However, most goals will ultimately tie back into your finances. You need to be able to save enough in order to take a trip to Europe, buy a beach house, or start a family. Schools these days should be teaching students about creating achievable goals for the short- and long-term, and should be advising students on how to hold themselves accountable. This means creating measurable goals that are easy to keep track of. Although I personally believe these six financial nuggets of wisdom should be taught in our schools, there’s no reason kids these days shouldn’t also be learning about these concepts in their home. If you have the time and the know-how, there may be no greater gift you can give your child than giving them a head start in understanding real-world financial concepts. Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button. More From The Motley Fool: Social Security: 5 Facts You Must Know Warren Buffett Tells You How to Turn $40 Into $10 Million Social Security: 3 Things to Know Before Taking Early Benefits

3 Job Search Tactics That Bring Results You Want - Work It Daily

3 Job Search Tactics That Bring Results You Want - Work It Daily There’s a reason why people are advised to secure a job before quitting even in the best job market. Job searching can involve a lengthy process, especially when the best job search tactics aren’t in use. RELATED: Need some job search tips? Watch these tutorials! If you want results, you’ll have to lean towards the proactive, go-getter style of job searching. Use these job search tactics to help you! 1. Tips around job boards. As popular as job boards are for job seekers, they’re not the best place to secure job opportunities. The problem is, if you don’t fit the position like a glove, your resume has a hard chance of being seen. In most cases, the submitted resume is run through an Applicant Tracking System, which ranks the resume according to keywords and internal algorithms. In a recent chat with a Fortune 500 HR manager, I was told that out of 400 resumes that come in, they only look at the top 20 ranked resumes, meaning 380 resumes are not even seen. So the odds are against you here â€" even if you’re well-qualified. An alternative way to use job boards is to find opportunities there, but rely on referrals and networking techniques (discussed below) to get your resume seen. Also, you’ll have better luck with finding fitting job opportunities when you stick with niche job boards. 2. Tips around recruiters. Recruiters can find people jobs, right? That’s not exactly how it works. Recruiters, find people for jobs, not jobs for people. Recruiters are paid by the employer to find the right candidate for the job, so while it may seem like they are helping to find you a job, they are really looking to see if you have fit the jobs they need to fill. The general advice is recruiters are good to work with when they specialize in jobs opportunities at your level (so check their ads). In most cases, it is for hard-to-fill positions that requires specific knowledge and skills. So, if you’re a recent grad or at entry-level, your time is probably better off spent using another job search tactic like networking. 3. Tips around networking. Direct contact through networking has the highest effectiveness rate when it comes to job search tactics. People hire people they like and know, and that’s why most employers even offer employees an incentive for referrals. Fortunately, job seekers today have places like LinkedIn that make it easy for networking. Just by searching the company name on LinkedIn, the page will already tell you people in your network employed there and other relevant connections that can help you get started. Remember, with networking, it works best if you approach contacts asking for advice instead of asking for a job. Let them know you’re interested in the specific employer or job, and ask for advice like whether they can tell you about the application and interview process they went through or other general advice like what types of experience or skills are important to highlight for a job in XYZ. Keep these tips in mind for improved results in your job search! This post was originally published at an earlier date. Related Posts 3 Keys To Customizing Your Resume 5 Key Areas To Target When Branding Your Resume How To Match Your Skills To A Job With Your Resume About the author Don Goodman’s firm was rated as the #1 Resume Writing Service in 2013, 2014, and 2015. Don is a triple-certified, nationally recognized Expert Resume Writer, Career Management Coach and Job Search Strategist who has helped thousands of people secure their next job. Check out his Resume Writing Service. Get a Free Resume Evaluation or call him at 800.909.0109 for more information.   Disclosure: This post is sponsored by a CAREEREALISM-approved expert. You can learn more about expert posts here. Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!